Development of an internal coefficient rating of developers with bank project financing
Abstract
In this article, based on the study of the theory and research of the direction of bank project financing and analysis of the methodology for evaluating investment projects by Sberbank PJSC, shortcomings have been identified in the form of the lack of a formed base of borrowers-developers who carry out their activities through project financing, and, as a result, a unified rating system for developers. According to the shortcomings considered, a system of internal coefficient rating of developers for the commercial bank of Sberbank PJSC was formed and proposed for implementation, which will lead to an increase in the speed of viewing incoming applications for project financing.
About the Authors
I. V. Usoltseva
Samara National Research University named after Academician S.P. Korolev
Russian Federation
Russian Federation
Irina V. Usoltseva – student
Samara
A. G. Okuneva
Samara National Research University named after Academician S.P. Korolev
Russian Federation
Russian Federation
Alla G. Okuneva – Candidate of Economic Sciences, Associate Professor of the Department of Economics
Samara
References
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Review
For citations:
Usoltseva I.V., Okuneva A.G. Development of an internal coefficient rating of developers with bank project financing. Vestnik of Samara State University of Economics. 2024;(12):79-84. (In Russ.)
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