The article examines a problem of impact of economic shocks on the structure of the reproductive system that ensures neo-industrial transformation of the economy. Approaches to analyzing the structure of reproduction and its role in initiating structural changes, which can be both neo-industrial and de-industrial in nature, are considered, which ultimately determines the stability of the economy to external and internal shocks of endogenous and exogenous nature. The role of modification of economic relations in the reproduction system is shown, their new subjects necessary to initiate neo-industrial structural shift are identified, during which a basis for the resistance of the economy to shocks is being formed. The research methodology includes approaches to studying the structure of reproduction processes and the impact of endogenous and exogenous shocks on them, the main of which are investment and technological ones, respectively, as well as approaches to the development of economic relations in the reproduction system, presented in leading schools of economic theory. In the article, particular attention is paid to the creation of reproductive conditions for the reduction of exogenous technological shocks that determine neo-industrial changes in the structure of production factors and the ratio of their effectiveness. 

Currently, most researchers, when choosing tools for solving an applied problem, pay more and more attention to the application of ontological models in the design of management decision support systems. The sphere of subsurface use is no exception. When designing a comprehensive system for analyzing the results of subsurface use, the main task is to timely identify deviations from the fulfillment of specified indicators, for example, when implementing long-term programs for the reproduction of the mineral resource base. This approach allows you to analyze the situation in a timely manner and adjust the control effect. The main difficulty in building a unified information system in subsurface use is that in order to make management decisions, it is necessary to integrate 3 interconnected and interacting blocks within a single system – the mineral resource base, the mineral resource complex and the mineral resource potential. In fact, the first component of the triad represents the retrospective results of the exploration work carried out. The second component is the current state of mining of mineral resources. The third component is the prospect of developing the mineral resource base, namely, the mineral resource potential. It is possible to create such a convergence, taking into account the heterogeneity of data storage systems, on the basis of an ontological model. The advantage of using ontology is the high level of flexibility of this tool, expressed in the integration of heterogeneous data within a single storage system. This article attempts to use the apparatus of ontological models and artificial intelligence for the geological subject area in terms of solid minerals, in particular widespread, and groundwater.

This article presents the results of a study aimed at solving a pressing scientific problem, determining the possibility of attracting investments by small organizations in the tourism sector. The incompleteness of the research discussion on the possibility of investing in small tourism organizations predetermined the search for new methods and adaptation of existing methods. The study put forward and confirmed the hypothesis that it is possible for small tourism organizations to attract investment if they use modern digital technologies in their activities. Based on assessments of the investment potential of Russia and Georgia, a rating of the investment attractiveness of the regions in these countries has been compiled. The types of investments acceptable for small organizations in the tourism sector in Russia and Georgia are considered. Specific features of the use of digital technologies by small organizations in the tourism sector have been established. The development of digital technologies is proposed as a way to attract investments to small organizations in the tourism sector in Russia and Georgia (introduction of digital innovations). The basis for the analysis was data from an annual study by the World Travel and Tourism Council (WTTC), the Agency for Strategic Initiatives, Rosstat and the Georgian National Tourism Agency. The findings obtained in the study may have practical significance for representatives of small organizations in the tourism sector in Russia and Georgia and theoretical significance for researchers of this problem.

The article examines the definitions of the phrase “sustainability factors of regional economic systems” often used in the economic science, taking into account the existing array of scientific statements and communications on this topic, characterized by a significant volume and at the same time minor value differences, as well as in relation to global and revolutionary technological changes in the history of human civilization, the expediency of introducing the general concepts of “regional development system” and “sustainability of regional development systems” is substantiated. The stability of systemic regional development is a property of self-organizing systems, and resistance is a property of self-adapting systems. The sustainability of the systemic development of a region under the influence of classical factors - economic, social, environmental and institutional - is a similar assessment. Sustainability cannot be achieved without the use of neoclassical factors - leadership and digitalization, and this is a numerical assessment that is not identical to a set representing statistical indicators over several years; it performs calculations that justify the return of the region from the fluctuation process to normal (calculation of supporting time) or the death of elements, subsubsystems, subsystems of the regional development system. The author’s proposals can be implemented using digital technologies, and first of all, Big Data. 

The article proposes the author's business model, built using the MS Excel program - the “Developer” tab and intended for targeted management of the financial stability of an enterprise, as well as the results of its application. To increase the stability of the financial condition of the organization and reduce risks, it is proposed to calculate a three-component indicator of the type of financial situation, using data from the financial statements of the enterprise and optimized values obtained using controls. It is proposed to monitor financial indicators based on the template proposed in the business model with built-in macros. Based on the results obtained, a conclusion is drawn about the financial condition of the enterprise, and forecasts are made with optimized values of the financial stability criteria. The author's business model of financial analysis allows us to reduce environmental uncertainty, increase the accuracy of forecasts, and also reduce the labor intensity of accounting, which is so important in the context of digitalization.

The scientific article investigates a problem of the emergence of the promotion of the financial instrument cryptocurrency in the digital economy. The emergence of a decentralized monetary system has led to increased competition between different types of cryptocurrencies. The article analyzes the structure of the cryptocurrency market and the forecast of emissions in this market. The study identified two scenarios for regulating the cryptocurrency market, which are manifested to varying degrees in the international arena. The results of the study are currently widely used in relation to the popularization of digital financial assets and services and the widespread problem of their promotion in the digital economy. The article reflects the chronology of the development of the cryptocurrency market in Russia. It is concluded that there is an opportunity for the development of the cryptocurrency market in the Russian space in connection with the regulation of the legality of transactions with crypto assets at the legislative level. 

The evolution of the cryptocurrency decentralized finance (DeFi) ecosystem has led to the emergence of a need for stablecoin cryptocurrencies, positioned as sustainable settlement instruments that can compete with global fiat currencies in the future. Despite the significant increase in the volume of financial transactions carried out using stablecoins, they are currently considered poorly regulated and high-risk. An analysis of the correlation between the dynamics of the main indicators characterizing the state of the stablecoin market and changes in central bank rates showed that the trends in the stablecoin market are currently determined to a greater extent by factors in the DeFi sector and are weakly dependent on the accounting policies of central banks. The article examines the risks of the stablecoin market and discusses the main approaches to its regulation. 

At the present stage of its development, the Russian banking system is facing a lot of internal and external problems that can potentially reduce its financial stability and independence (especially in the last couple of years). The banking sector has successfully resisted prohibitive sanctions, some of which were fundamentally aimed specifically at this part of the country's financial market. Since the very beginning of the introduction of package sanctions against Russia, restrictions have been imposed on a regular basis in relation to the activities of many commercial banks, which act as key links in the banking sector. In this regard, it is especially important to regularly analyze the current state of the banking system in dynamics. In the article, the author examines various methodological approaches to assessing the state of the banking system. In the process of research, the banking system is presented as a set of elements that require both a separate analysis of each of them and an assessment of the existing links between them. This study also analyzes the macroeconomic indicators of the banking sector of the Russian Federation for the previous five years, which makes it possible to formulate the existing development trends and prospects quite effectively.